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‘IT players failed us in financial inclusion drive’- says the RBI

August 17, 2009 1 comment

The rich target the poor ...

The rich target the poor ...

The Reserve Bank of India (RBI) has accused IT giants of being indifferent towards the cause of financial inclusion in India. “The scale of business in financial inclusion is so big that we need participation from big IT companies,” said KC Chakrabarty, deputy governor, RBI, speaking on the sidelines of a financial inclusion seminar organised by Skoch, a consultancy firm. He added lack of interest and involvement by big IT companies was making banks’ endeavour of financial inclusion unsuccessful.

According to Mr Chakrabarty, involvement of big IT companies was important to bring down the transaction cost. (via ‘IT players failed us in financial inclusion drive’ – The Economic Times).

How India missed out …

Due to our well-cultivated tunnel vision about English language (amongst many other things), India missed out on Japanese investments, technology and business. Indian loyalty to English language exceeds the loyalty of the British themselves to their language – and we refuse to see how this affects us.

Reforming Indian education

India urgently needs to put more languages in lingual-education basket – instead of putting all our eggs in the English language basket. We can’t do business with the French or Germans, Spanish or the Arabic speaking world. The Chinese and Japanese are out of bounds to us – as are the Swahili and the Bantu.

The Indian language basket also calls for diversification. India needs to learn more foreign languages. But with our bankruptcy of ideas on restructuring Indian education system or the vested interest banging begging bowls in front of the Indian tax payer!

The Indian software ‘success’

The great ‘software’ success story is actually two countries – US and UK who give between 70%-80% of Indian software business! This is coolie labour! We are missing out on the massive Japanese, French and the Spanish markets because we have not invested in those foreign languages. Same story in Europe also – major opportunities overlooked and ignored. And we have missed out on computing in Indian languages, because we have not invested there either. So, RBI’s peeve is right – but the solution is somewhere else.

Is it due to the apparent Indian decision to tie its future to the sinking ship of the Anglo Saxon Bloc?

Priya Joshi: Culture and Consumption: Fiction, the Reading Public, and the British Novel in Colonial India

August 9, 2009 2 comments

The need for Western stamp of approval

The need for Western stamp of approval

Often, the implementation of a new education system leaves those who are colonized with a lack of identity and a limited sense of their past. The indigenous history and customs once practiced and observed slowly slip away. The colonized become hybrids of two vastly different cultural systems. Colonial education creates a blurring that makes it difficult to differentiate between the new, enforced ideas of the colonizers and the formerly accepted native practices.” (Priya Joshi quoted in Contemporary Education By Rao, page 21).

Her theory on the ideological war waged by colonial Britain on India after 1857, ranging from quantitative estimates of book shipments from Britain to India, to library lendings make Priya Joshi’s research compelling.

Her narrative explains the methodology by which national cultures can be subverted, modified and ultimately disfigured. Carrying that logic further, it makes us examine the entire basis of using English in the Indian education system.

Hand-over English education to the private sector

The reason we’ve driven all the way to Neemrana … is the NIIT University that is taking shape in the shadow of the Aravallis here, a 100-acre campus that though still under construction, will, insists Pawar, be ready to welcome its first students — for courses in BTech, MTech and PhDs in computer science and engineering, educational technology, and bioinformatics and biotechnology — in September this year. “We grew from a two-week course,” says Pawar — this was in 1981when NIIT was launched — “to a year-long course in 1989 as a need-based response and franchising model to grow HR practices, innovation and breaking fresh ground.” It rode the IT boom, creating opportunities for skill-sets in, besides IT, banking, finance, insurance and management. “The path to higher education was always clear,” Pawar now nods. (via Breakfast with BS: Rajendra Pawar).

Backdoor privatization

The Vedanta industrial group is setting up a University in Orissa. From a campus at the new Lavassa township, Oxford is going to start offering courses. These and other represent the quiet backdoor ‘privatization’ of Indian higher education.

Hidden subsidies

Large tracts of lands are being acquired by the Government, and handed over for a pittance to the private sector. Soon, we will have competition between State Sector subsidized English education – and private sector subsidized education.

Who will help Indian languages get back on their feet

While Indian language Universities are struggling – for funding, respect, status, support, foreign Universities, using paper money, backed by the Bretton Woods fraud, will impose their ideas, culture, etc in India.

While the English speaking economic bloc is struggling, India is not focussing on the French, Spanish, Japanese, Chinese Blocs which are large, excellent opportunities.

This can be a way out …

This actually is a good way out. There is a significant demand for English language education – at least currently. This demand can be met by the private sector. In the meantime, misdirected State subsidies can be gainfully used to help Indian language education get back on its feet.

In the not very long run, the state must get out of making up the minds of its citizens.

Why India’s education system is losing out…

January 17, 2009 2 comments

In 2007-08, India sent over 94,500 students to American universities. They accounted for 15 per cent of the total international students’ population in the United States. Experts believe that in a year or two, India would lose the number one position, it has held for the last seven years, to China.

Indian students spent about $2.36 billion, or Rs 11,800 crore (Rs 118 billion) at today’s exchange rate, on their education in American universities … many students from India may have gone to study at these universities after obtaining scholarships … If that is the case for Indian students also, then the total spend by Indian students from their own pockets would be about Rs 7,300 crore (Rs 73 billion). (via Why India’s education system is losing out….).

This article then goes onto how India could sharpen its edge to remain the ‘top’ supplier of ready made talent to the USA – and pay for that privilege. It talks about the poor state of Indian education system – without once mentioing about the exclusion of large masses of people on the basis of language.

Only English speaking people allowed into Indian higher education system!!

Indian lack of Japanese language skills comes in the way ? Businessworld

November 24, 2008 5 comments

We are proud of our Anglophonicity and our connection with the US. But there is a whole world out there which does not speak English. English is not the only language of scientists and enginners. It is possible to learn from any technologically advanced country, and people can do so by learning its language. China sends thousands of young people to American universities; but it does not confine itself to the

Anglophone world. The Chinese also learn Japanese to access knowledge from Japan. Similarly, the Poles and Russians learn German to access German knowledge. Japan and Germany have not missed out on Indian brains; they just do science and technology in their own language, and use the brains of nationalities that are prepared to learn their language.

Not that Japanese companies avoid English altogether. (via Businessworld – A Perception Of India).

How India missed out …

This article lays out how India missed out on Japanese investments, technology and business – due to our well-cultivated tunnel vision about English language (amongst many other things). Indian loyalty to English language exceeds the loyalty of the British themselves to their language – and we refuse to see how this affects us.

India urgently needs to put more languages in lingual basket – instead of putting all our eggs in the English language basket.

What we cannot … however, allow ourselves to become is an outpost of the Japanese business system – which is what this article pushes India to desire.

Doing less business with India however, is as much a Japanese loss as much as Indian!!

Failed Westernisations

February 7, 2008 Leave a comment

Guernica / America’s Century of Regime Change

More by Kinzer on Regime Changes.

Failed Westernisations

For ambitious nations wanting to modernise, the easy way out seemed to be ‘copycat’ westernisation. Amongst the first ‘copycat’ states were China and Turkey. China, led by Sun Yat Sen, was the first major power, which tried going down the western path. The Japanese invasion of Manchuria sounded the death knell of the Chinese Republic and Monarchy.

Ataturk’s Turkey

Turkey – led by Mustafa Kemal Ataturk was the next ‘copycat’ attempt at westernisation. After WW2, the victorious allied powers dismantled the Ottoman Empire. Turkey was reduced to a rump state.

For more click here.

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